black and white bed linen

Travel Insurance Solutions

Explore emergency coverage and long-term health insurance options for your adventures abroad.

.

๐Ÿฅ Travel Insurance & Healthcare for Digital Nomads

๐Ÿ” Insurance Comparison: SafetyWing vs VisitorsCoverage vs WorldNomads

1. SafetyWing โ€“ Built for Digital Nomads

  • Best For: Long-term nomads, remote workers, and families.

  • Coverage: Emergency medical, travel delays, lost luggage, COVID-19, and limited home country coverage (30โ€“90 days per year).

  • Monthly Cost: Around $45/month for ages 18โ€“39.

  • Key Features:

    • Rolling monthly subscriptionโ€”cancel anytime.

    • Worldwide coverage (excluding certain countries unless added).

    • Add-on available for remote health insurance (chronic care, checkups).

  • ๐Ÿ‘‰ Get SafetyWing

2. VisitorsCoverage โ€“ Flexible, Custom Plans

  • Best For: Short-term travel, older nomads, or US-bound visitors.

  • Coverage: Choose between emergency medical, trip protection, and comprehensive plans.

  • Pricing: Varies widely by coverage; plans start at $30โ€“$60/month.

  • Key Features:

    • Compare plans by region, age, and length of stay.

    • Offers plans with higher medical limits.

    • Includes niche plans (US travel, student travel, adventure sports).

  • ๐Ÿ‘‰ Compare Plans

3. WorldNomads โ€“ Adventure Travel Focus

  • Best For: Backpackers and adventure travelers.

  • Coverage: Emergency medical, trip cancellation, theft, adventure sports (scuba, hiking, etc.).

  • Pricing: Around $70โ€“$120/month, depending on country and activity level.

  • Key Features:

    • Extensive list of covered activities.

    • Great for short to medium trips (up to 6 months).

    • Higher trip interruption coverage than most.

๐Ÿšจ Emergency Coverage vs Long-Term Health Insurance

Emergency Travel Insurance

Covers:

  • Accidents

  • Sudden illness

  • Emergency evacuation

  • Trip interruptions

  • Lost or stolen belongings

Use If:
Youโ€™re traveling for less than a year or only want basic protection.

Examples: SafetyWing (basic plan), VisitorsCoverage travel insurance, WorldNomads.

Long-Term Health Insurance for Nomads

Covers:

  • Routine care (doctor visits, diagnostics)

  • Chronic conditions

  • Mental health

  • Maternity

  • Prescription medication

Use If:
You live abroad full-time, want ongoing care, or need coverage in your home country.

Options:

  • SafetyWing Remote Health (comprehensive global plan)

  • Cigna Global or Allianz Care (higher cost, corporate-style plans)

  • GeoBlue (for US expats)

๐Ÿ’ธ Budgeting for Healthcare Abroad

  1. Monthly Insurance Budget:

    • Emergency-only: $40โ€“$60/month (e.g., SafetyWing)

    • Comprehensive care: $100โ€“$300/month (depends on age, provider)

  2. Out-of-Pocket Costs Abroad:

    • Many countries offer affordable private care.

    • Example:

      • Doctor visit in Thailand: $10โ€“$20

      • Dental cleaning in Bali: $30

      • Emergency room in Malaysia: $100โ€“$200

  3. Pro Tip: Pay out of pocket for minor issues in low-cost countries and use insurance for major events or when traveling in expensive regions (USA, Europe).

๐Ÿ›  Tools to Manage Health as a Nomad

  • Digital Health Vault: Track vaccines, prescriptions, and insurance documents in Notion or Google Drive.

  • Telemedicine Apps: Use services like Teladoc, or check if your insurer offers remote consultations.

  • Pharmacy Access: Many countries allow over-the-counter access to medicines without prescriptions. Research local laws.

โœ… Final Nomad Insurance Setup Recommendation

  • Use SafetyWing for affordable, ongoing emergency coverage.

  • Add Remote Health (SafetyWing) or VisitorsCoverage plan if you want routine care.

  • For short trips or adventure sports, WorldNomads is ideal.

Stay safe, stay covered, and enjoy the journey!
๐Ÿ“ธ Follow: Instagram: @FamilyAwara
๐Ÿ“บ Watch travel tips: YouTube: Family Awara
โ˜• Support our content: Buy Me a Coffee

Emergency Coverage Plans

Get peace of mind with our emergency coverage plans tailored for travelers and expatriates worldwide.

black DSLR camera near passport
black DSLR camera near passport
Long-Term Health Insurance

Secure your health abroad with our long-term health insurance options designed for extended stays.

shallow focus photography of people inside of passenger plane
shallow focus photography of people inside of passenger plane

Travel Insurance Subscription

Get coverage for your healthcare needs abroad today.

woman wearing yellow long-sleeved dress under white clouds and blue sky during daytime

SafetyWing provided excellent emergency coverage during my travels, ensuring peace of mind while abroad. Highly recommend!

John Doe

silhouette of man holding luggage inside airport
silhouette of man holding luggage inside airport

World Nomads made my long-term health insurance seamless, covering all my healthcare needs while traveling. Truly reliable!

Jane Smith

passport booklet on top of white paper
passport booklet on top of white paper
โ˜…โ˜…โ˜…โ˜…โ˜…
โ˜…โ˜…โ˜…โ˜…โ˜